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$8000 Tax CreditBuy a House - Get $8,000!
The recently approved American Recovery and Reinvestment Act of 2009, combined with the most favorable resale prices in years, offers a once-in-a-lifetime opportunity for the purchase of a home. A tax credit of up to $8,000 is available for qualified home buyers who purchase a principal residence during 2009. Unlike the original 2008 tax credit, this one does NOT need to be repaid!  Read more...

Rural Development allows for zero down!USDA Increases Income Limits!
While many other places are further restricting their guidelines, USDA has made it easier to allow more homebuyers than ever to qualify for their home purchase program. In April, USDA relaxed their income standards to allow 1-4 person families earning $70,750/year or less and 5-8 person families earning $93,400 or less. Contact one of our Mortgage Professionals for more details!

FHA is the answer!FHA is the answer!
Two out of every three home loans originated today are FHA mortgages. Around since the Great Depression, FHA is a staple to the mortgage industry. Competitive rates and relaxed credit standards make an FHA loan a popular choice in today's environment.  Ask one of our Mortgage Consultants for more details.

VA loans allow for zero down!VA loans offer ZERO DOWN!
VA loans have several benefits that many other loans simply cannot match.  Take, for instance, NO private mortgage insurance, ZERO down options, and relaxed qualification standards to name a few. Contact one of our Mortgage Consultants for more details.

62 and older? Consider a Reverse Mortgage...Reverse Mortgages
Whether it's paying for home improvements, groceries, medical bills, prescriptions, property taxes, or just having money to pay for emergencies; the Reverse Mortgage has helped hundreds of thousands of homeowners over the age of 62 succeed in handling the financial challenge of retirement.  River Home Lending's informational tools and links will help determine if you may qualify and if it may be the right option for you!

Top 5 Insider SecretsTop 5 Insider Secrets
We're experts in the mortgage process. After all, it's what we do each and every day. Most people only go through the process a few times in their lifetime. Let us guide you through the process. We'll steer clear of the common pitfalls many consumers fall into. Together, we'll make it home safely.

View Your Credit and Improve Your Score!Credit Scores have never been more important than in today's credit environment.  Not only do we allow you to view your credit for a small charge, but more importantly, we tell you exactly what you need to do to increase your credit score and how much your score will increase by performing certain actions. Try it now!

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Have you seen our Lawn Stars?

River Home Lending's Lawn Stars We have hundreds of Lawn Stars planted in lawns across the Midwestern markets we serve. Home sellers often use them as a tool to help them sell their home. Dozens of home buyers call our offices each week to see which programs they will qualify for so they will know how much of a home they can invest in.

Buying a home? Buying a home? Get more info...
Let us help you sell your home for free! Selling a home? Find out more here...

River Home Lending Careers Careers at River Home Lending
Do you think you have what it takes to go the extra mile for our loyal clients? If you're just looking for another job, move along. We want career-minded superstars only.

News You Can REALLY Use News You Can REALLY Use News You Can REALLY Use
Everyday, we look for industry news and facts that we use to keep in tune with our industry. Let us help keep you informed.

Media Center Media Center Media Center
See and hear what’s being said about River Home Lending and its wholesale channel, River Funding Corporation, in the media.

Loan Star Academy Media Center Loan Star Academy
It's no secret that the mortgage industry has a tarnished image. Part of the poor image was caused by the influx of new, untrained loan officers being thrown into the field with the hopes of making easy money. Although we can't fix the entire industry, we can make sure we don't fall into this trap. River Home Lending has created the Loan Star Academy, a required three month intensive course for any new mortgage professional. Read more about it...

Call us today!
La Crosse, WI: (608)786-6020